Rates are effective as of 7/18/16

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. Interest rates and annual percentage yields (APY) are current as of the above date.

Free Kasasa Cash Checking*

Balance Minimum Required Opening Deposit Rate APY
$0 - $5,000 $100 1.98% 2.00%
$5,000+ $100 0.10% 0.10%
All balances if qualifications not met $100 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 1 direct deposit / ACH credit, bill pay or ACH payment transaction post and settle
  • Have at least 15 Point of Sale debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*

Balance Interest Rate APY
0 - $10,000 0.15% 0.15%
$10,000+ 0.05% 0.05%
Qualifications not met 0.01% 0.01%

Qualifications

Qualifying for Kasasa Cash or Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash or Cash Back account each monthly qualification cycle:

  • Have at least 1 direct deposit / ACH credit or bill pay or ACH payment transaction(s) post and settle 
  • Kasasa Cash: Have at least 15 Point of Sale debit card purchases  post and settle 
  • Kasasa Cash Back: Have at least 12 Point of Sale debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Greater Community Club

Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$100 $1,000 0.05% 0.05%

The interest rate and annual percentage yield may change after account opening

Greater Personal Money Market

Daily Balances of Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$500.00-9,999.99 $500 $500 0.10% 0.10%
$10,000.00 and up $500 $500 0.15% 0.15%

The interest rate and annual percentage yield may change after account opening

Greater Personal Savings

Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$0.00-2499.99 $100 $0.01c 0.05% 0.05%
$2,500.00-24,999.99 $100 $0.01c 0.10% 0.10%
$25,000.00 And Up $100 $0.01c 0.15% 0.15%

c Daily balance. The amount of the principal in the account each day.

Certificates of Deposit

Term Minimum Opening Deposit Interest Rate APY
1 Month CD $500.00 0.02% 0.02%
3 Month CD $500.00 0.05% 0.05%
6 Month CD $500.00 0.10% 0.10%
12 Month CD $500.00 0.20% 0.20%
18 Month CD $500.00 0.23% 0.23%
24 Month CD $500.00 0.30% 0.30%
36 Month CD $500.00 0.40% 0.40%
48 Month CD $500.00 0.50% 0.50%
12 Month Advantage Option CDb $500.00 0.12% 0.12%

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. 

b The interest rate and annual percentage yield may change after account opening

Greater Business Money Market

Daily Balances of Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$2,500.00-24,999.99 $2,500 $2,500c 0.05% 0.05%
$25,000.00-49,999.99 $2,500 $2,500c 0.10% 0.10%
$50,000.00 and up $2,500 $2,500c 0.15% 0.15%

c Daily balance. The amount of the principal in the account each day.

Greater Business Interest Checking

Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$1,000.00 - $9,999.99 $100 $1,000 0.05% 0.05%
$10,000.00+ $100 $1,000 0.10% 0.10%

The interest rate and annual percentage yield may change after account opening

Greater Business Savings

Daily Balances of Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$2,500.00-24,999.99 $100 $2,500 0.05% 0.05%
$25,000.00-49,999.99 $100 $2,500 0.10% 0.10%
$50,000.00 and up $100 $2,500 0.15% 0.15%