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Greater Community Bank is looking for outgoing, career-driven team members who are ready to make a contribution to the bank's success and to the communities in which we serve.

GCB offers excellent employment packages including paid vacation time, holiday pay, sick time, health, dental, vision, and life insurance plans. Competitive 401(k) plan, cafeteria 125 plan, and much more are available.

If you have a winning personality, enjoy helping others, and are ready to join the GCB team, please submit a resume along with a cover letter including salary requirements.  Please submit your resume by applying below.

Greater Community Bank is an Equal Opportunity Employer.

Current Openings:


Credit Analyst 

Greater Community Bank is looking for a detail-oriented and motivated Credit Analyst to gather, underwrite, and monitor credit and financial information for new and existing Bank customers. This position assesses and evaluates all opportunities and risks associated with consumer and commercial loan proposals for the Bank to base lending authority. The Credit Analyst also provides other support to the lending and credit administration functions of the Bank.  

Essential Duties:

  • Analyzes credit data and financial statements of individuals or businesses to identify the degree of risk involved in lending money and/or extending credit.
  • For individuals, performs research to verify employment and income, inspects reports from credit reporting agencies, and reviews FICO scores.
  • For businesses, compares to similar businesses in terms of liquidity, profitability, and credit histories.
  • Understands and utilizes the Bank’s Loan Policy and underwriting guidelines to identify exceptions when creating reports; Maintains reasonable knowledge of the Bank’s Bank Secrecy Act (BSA), Anti-Money Laundering (AML) policies and other regulatory requirements specific to credit analysis.
  • Uses computer software to further evaluate customers financial status and produce financial ratios.
  • Determines the expected profitability of loans by analyzing business financial data including quality of management, income growth, and market shares.
  • Provides recommendations for credit approval or denial to the Lending team; Assists Lenders in the presentation of financial & credit information at the Bank’s loan committees and/or Board of Directors meetings.
  • Assist lenders in setting interest rates and minimum or maximum terms of repayment for customers based on earnings, savings data, payment history, and purchase activity.
  • Complete and submit quarterly Federal Home Loan Bank (FHLB) reports.
  • Performs other related duties as assigned.

Required Education, Experience and Skills:

  • Bachelor’s Degree in Business, Accounting, or Finance; Previous experience in banking or credit analysis is a plus.
  • Strong organizational and analytic ability with a keen eye for detail.
  • Ability to identify discrepancies and address time-sensitive issues quickly.
  • Excellent interpersonal, written, and oral communication skills to represent the Bank in a positive way when dealing with customers, vendors, and other employees.
  • Proficient in Microsoft Office Suite, as well as analysis software.
  • Desire to expand product knowledge and procedural skills.

Apply Today!


Commercial Lending Officer

Greater Community Bank is looking for a self-starting, organized, and motivated Commercial Lending Officer to attract and retail profitable loan and deposit relationships through relationship building and active outside business development activities.

Essential Duties:
Business Development  

  • Identifies and cultivates prospects for the Bank that match desired growth strategies.
  • Develops and implements a call strategy to foster business development consistent with the Bank’s business development initiatives.
  • Identifies customer needs and takes appropriate action to meet these needs.
  • Represents the Bank and provides leadership in key community activities.
  • Develops clear strategies to meet or exceed defined business development goals.
  • Extends credit within lending authority to qualified borrowers for various purposes on assorted terms through mortgage, consumer, commercial, and installment loans.
  • Collects necessary information to determine customer requirements, and the best products or services to accomplish the objective.
  • Expands customer relationships by proactively reviewing customer needs and investigates any significant changes in status of existing relationships.
  • Actively promotes and refers business to other areas of the Bank.


Relationships Management with Existing Customers      

  • Identifies key customer relationships based on profitability and the relationship to the Bank; reviews and proactively meets with these customers to build the relationships.
  • Serves as the relationship manager and a liaison between the customer and the other areas of the Bank in resolving customer problems and meeting the customer needs.
  • Formulates a strategy to work positively with the client to resolve issues should a client’s loan become past due.

Compliance and Documentation        

  • Obtains and analyzes all necessary and personal financial data, checks credit standing, and makes loan decisions within established limits and policy; refers applications in excess to superior.
  • Keeps loan files up-to-date, answers credit inquiries, and prepares memos for credit files on all new and renewed loans
  • Follows loans to ensure conformity with terms and keep payments and collateral value up to date.
  • Prepares and recommends credit policies for direct loan products to the corporate credit policy committee for their approval.
  • Accepts responsibility for the asset quality of the consumer, mortgage, or commercial loan portfolio, including authorization of credit authority, underwriting standards, and effective procedures to monitor respective loans to assure quality and adequate documentation.
  • Monitors loans for regulatory compliance, including documentation, record keeping, origination, collection laws, and regulatory reports.
  • Develops and implements clear strategies to meet profitability goals, loan volume goals, loan quality goals, and charge off goals.
  • Maintains a reasonable knowledge of the Bank Secrecy Act and Anti-Money Laundering Policies and regulatory requirements that are specific to this position.

Customer Service 

  • Knows customers and their needs.
  • Stays connected with customers. 
  • Anticipates customer needs.
  • Responds in a timely manner to customer needs.
  • Resolves customer problems quickly, keeping them informed throughout the process.
  • Maximizes the right product and service mix with customers to help the customer achieve key objectives.

Initiative     

  • Embraces vision, goals, and expectations of the Bank, department, and role.
  • Develops action plans to achieve vision, goals, and expectations for position.
  • Meets with others to understand how your actions impact others, departmental success, and company success.
  • Identifies and focuses on the actions and steps that are within his/her control to achieve success.
  • Takes action to achieve success without having to be told to do so.
  • Recognizes when plans should change to achieve goals and acts.
  • Stays abreast of industry trends and developments in community banking services and marketing.

Required Education, Experience and Skills:

  • Bachelor’s Degree Preferred.
  • 5 to 8 years’ experience in commercial and/or consumer lending.
  • Good interpersonal and communication (written and oral) skills.
  • Effective at diplomatic communications with customers requiring credit problem resolution.
  • Self-starter with good organizational skills, detail-oriented, and goal-focused.
  • Proficient with Microsoft Office products and financial spreadsheet programs.

Apply Today!


 

Retail Banking Associate

Retail Banking Associate – Full-Time & Part-Time Positions Available in Rome
The Retail Banking Associate will provide superior customer service, assess customer needs, and advise on the most appropriate bank products and services to meet their goals. Individuals will be positive, energetic, and able to handle all aspects of the position in a fast-paced environment.

Essential Duties:

  • Maintain a high degree of accuracy in conducting financial transactions at the teller line and new account desk
  • Open new accounts, collect necessary account documentation and perform electronic banking maintenance
  • Establish and maintain relationships with potential and existing customers
  • Manage multiple priorities while meeting deadlines and goals
  • Excellent communication, listening and organizational skills are a must
  • Ability to understand and comply with bank policies and regulations, including BSA/AML policies, CIP requirements, bank security and others as required
  • Positions will be based in Rome, but may require travel to Calhoun and Cartersville to assist with branch operations 

Requirements:  2 years of banking experience and/or 4 years of retail cash handling experience in a retail environment; proficient in Microsoft Office applications; and High School Diploma / GED.

Apply Today!


Loan Specialist

Greater Community Bank is looking for a self-starting and organized Loan Officer Assistant to assist in managing loan requests for the Bank. This position is responsible for creating, processing, and reviewing commercial and consumer loan packages for the Bank’s lending officers.
Essential Duties:

  • Reviews and books all loan including consumer, commercial, participation and SBA loan documentation packages in the bank’s systems.
  • Performs quality control review of loan requests and packages, ensuring accuracy and completeness of credit and pre-closing documentation prior to loan documentation.
  • Reviews entity documents to verify business structure and identify authorized signers. Utilize all systems in place to clear loan files to be processed in a timely and accurate manner.
  • Notifies Loan Officers of pending items needed to process file according to established policies, procedures, and regulatory guidelines; Daily loan General Ledger balancing, as assigned.
  • Communicates with outside vendors, not limited to Settlement/Title Companies, Insurance Companies, Attorneys, and County recorder of deed offices.
  • Posts payments, draws, and principal reductions for current loan customers.
  • Processes loan billing notices and statements; Processes loan payoffs.   
  • Prepares Credit Memos for appropriate loan approval with the assistance of Bank’s Credit Analysts.
  • Maintains reasonable knowledge of the Bank Secrecy Act and Anti-Money Laundering policies and regulatory requirements specific to bank lending. 

Required Education, Experience and Skills:

  • High School Diploma or GED required; College degree or certification in related discipline desired.
  • 3-5 years of experience in loan documentation preparation preferred.
  • Working knowledge and understanding of legal and regulatory requirements for bank documentation.
  • Outstanding organizational, prioritizing, and multitasking abilities.
  • Strong attention to detail; ability to maintain confidentiality and address time sensitive issues quickly.
  • Excellent interpersonal, written, and oral communications skills to represent the Bank in a positive way when dealing with customers, vendors, and other employees.
  • Proficient in Microsoft Office Suite; prior knowledge of banking software including LaserPro and the Fiserv platform is a plus!

Apply Today!


Controller

The Controller is responsible for overseeing the accounting and financial areas of the Bank and reporting any accounting/financial effects of proposed and completed Bank transactions to Senior Management. The Controller is also responsible for helping Management develop the information systems that are necessary for effective decision support to the business units in the company. The Controller executes the role and responsibilities of the Staff Accountant’s position and is also responsible for a variety of clerical and administrative duties related to the Bank’s accounting functions.

Reports To: Chief Financial Officer

Core Responsibilities

Accounting and Reporting Responsibilities

  • Prepares and manages the following accounting and reporting duties:
    • Accounting controls
    • General Ledger chart of accounts
    • Standard journals and accruals
    • Balancing and reconciliation control
    • Accounts payable
    • Accounting record retention
    • Securities accounting and record keeping
    • Prepaid expenses and other liabilities accounting
    • Income tax and other tax accounting
    • Fixed asset accounting
    • Analytic review and reporting
    • Shareholder accounting
  • Prepares management reporting and regulatory reporting functions, including:
    • Monthly management and board reports
    • Monthly loan loss reserve evaluations
    • Quarterly FFIEC call reports
    • Annual Summary of Deposits report
    • Annual 1099 tax returns
    • Annual Backup Withholding return
    • Annual Sales Tax return
    • Annual property tax returns
    • Annual business license and occupation tax returns

Risk Management

  • Oversees the daily funds settlement with correspondent banks and FRB.
  • Manages the securities and borrowing settlements.
  • Oversees maintenance of Federal Reserve Bank & correspondent bank resolutions and service agreements.
  • Maintains daily funds position reports.
  • Prepares Quarterly Asset and Liability Reports.

Transfer Agency Services

  • Manages the Bank’s shareholder record keeping.
  • Processes periodic debt service payments
  • Completes yearly earnings distributions to shareholders.

Additional Responsibilities

  • Stays abreast on any changes in regulatory reporting requirements, tax laws, and general accepted accounting rules.
  • Analyzes financial transaction information and associated trends.
  • Maintains a reasonable knowledge of the Bank Secrecy Act and Anti-Money Laundering policies and regulatory requirements that are specific to this position.
  • Contributes to building a positive team spirit, understands the importance of a positive work environment and adds value to the progressive culture within the Bank.
  • Collaborates with others at all levels to ensure organizational goals are obtained.
  • Participates in various committees within the Bank, as needed or assigned.
  • Actively promotes and refers business to other areas of the Bank.

Required Education, Experience, and Skills

  • Combination of four years college education and/or at least four years’ experience in an accounting department and/or similar clerical experience desired.
  • Basic understanding of liabilities and payment obligations.
  • Basic understanding of department purchasing activities and supply management.
  • Basic understanding of general ledger account structure.
  • Ability to reconcile assigned general ledger accounts.
  • Proficiency with MS word and Excel and QuickBooks for Windows.
  • Good verbal and written communications skills.
  • High degree of accuracy and attention to detail.
  • Good organizational skills in administrative functions.
  • Basic skills in accounting (e.g., 10-key calculator, typewriter, and computer data entry).
  • Demonstrated record of good work attendance.
  • Ability to work well with vendors and cooperatively with other staff and departments.

Apply Today!


Staff Accountant/Accounting Assistant

The Staff Accountant is responsible for preparing journal entries and financial statements, performing general ledger account and bank statement reconciliation, creating and maintaining periodic reporting, maintaining fixed asset system, assisting with annual budgeting, expenditures reporting, preparing statistical and financial reports for creditors and agencies, maintaining records retention, and assisting the Chief Financial Officer in preparation of miscellaneous confidential correspondence.

Reports To: Controller or Chief Financial Officer

Core Responsibilities

Accounts Payable, General Ledger, & Reconciliations

  • Enters invoices & journals in Prologue and Quickbooks.
  • Prints expense checks; files invoices.
  • Posts A/P journal entries to general ledger; files and prints A/P reports.
  • Monitors and maintains electronic transactions in the Bank’s expense accounts.  
  • Prepares balance sheet account reconciliations daily, weekly, or monthly, as required.
  • Prepares official check reconciliations.
  • Posts journal entries to general ledger daily and monthly.
  • Monitors and clears suspense accounts, as needed.
  • Posts journal entries to Prologue and QuickBooks, as needed.

Administrative Accounting Responsibilities 

  • Maintains departmental files.
  • Maintains shareholder accounting files.
  • Prepares and remits backup withholding.
  • Scans and indexes accounting records into imaging system, as needed.
  • Compiles management reports to provide to CFO.
  • Completes administrative filing.

Other Duties as Required

  • Maintains a reasonable knowledge of the regulatory requirements that are specific to this position, including Bank Secrecy Act and Anti-Money Laundering Polices.
  • Stays abreast on any changes in regulatory reporting requirements, tax laws, and general accepted accounting rules.
  • Prepares reports for the monthly board package.
  • Contributes to building a positive team spirit, understands the importance of a positive work environment and adds value to the progressive culture within the Bank.
  • Collaborates with others at all levels to ensure organizational goals are obtained.
  • Participates in various committees within the Bank, as needed or assigned.
  • Actively promotes and refers business to other areas of the Bank
  • Provides support for Retail and Branch Operations, if applicable. 

Required Education, Experience, and Skills

  • Combination of two years college education and/or at least two years experience in an accounting department and/or similar clerical experience desired.
  • Basic understanding of liabilities and payment obligations.
  • Basic understanding of department purchasing activities and supply management.
  • Basic understanding of general ledger account structure.
  • Ability to reconcile assigned general ledger accounts.
  • Proficiency with MS Word and Excel and QuickBooks for Windows.
  • Good verbal and written communication skills required.
  • High degree of accuracy and attention to detail.
  • Good organizational skills in administrative functions.
  • Basic skills in accounting (e.g., 10-key calculator, typewriter, and computer data entry).
  • Demonstrated record of good work attendance.
  • Ability to work well with vendors and cooperatively with other staff and departments.

Apply Today!