You don't have to look far to find financial relief. Use the value of your home to improve your quality of life.

Details
  • Competitive, low rates for several short-term or ongoing needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • Emergency reserve
    • And more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Local decision-making and processing in North Georgia
  • Attentive, friendly service from start to finish
Home Equity Lines of Credit (HELOC)
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds easily available via in-person or phone transfers to a specified GCB checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing in North Georgia
  • Attentive, friendly service from start to finish

*Consult a tax advisor.