Home Equity Loans
Details
- Competitive, low rates for several short-term or ongoing needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- Emergency reserve
- And more!
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible*
- Local decision-making and processing in North Georgia
- Attentive, friendly service from start to finish
Home Equity Lines of Credit (HELOC)
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Only pay interest on the part that's used
- Funds easily available via in-person or phone transfers to a specified GCB checking account
- The interest paid might be tax deductible*
- Set up automatic payments to be deducted from your account monthly
- Local decision-making and processing in North Georgia
- Attentive, friendly service from start to finish
*Consult a tax advisor.