Rates effective as of October 26, 2023
This Rate Chart contains information about dividend rates and annual percentage yields for some of the accounts we offer. Dividend rates and annual percentage yields (APY) are current as of the above date.
*The dividend rate and annual percentage yield may change after account opening.
Free Kasasa Cash Checking* Learn More
| Balance | Minimum Required Opening Deposit | Dividend Rate* | APY* |
|---|---|---|---|
| $0 - $10,000 | $100 | 3.9225% | 4.00% |
| Over $10,000 | $100 | 0.10% | 4.00% - 0.45% |
| All balances if qualifications not met | $100 | 0.01% | 0.01% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 1 direct deposit / ACH credit, bill pay or ACH payment transaction post and settle
- Have at least 15 Point of Sale debit card purchases post and settle
- Be enrolled in and agree to receive e-statements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate. Plus, you can get back to earning really high dividends and nationwide ATM fee refunds the very next month.
Free Kasasa Saver* Learn More
| Balance | Minimum Required Opening Deposit | Dividend Rate* | APY* |
|---|---|---|---|
| $0 - $10,000 | $25 | 0.9951% | 1.00% |
| Over $10,000 | $25 | 0.2497% | 0.25% |
| All balances if qualifications not met | $25 | 0.01% | 0.01% |
Qualifications
Qualifying for Kasasa Cash or Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash or Cash Back account each monthly qualification cycle:
- Have at least 1 direct deposit / ACH credit or bill pay or ACH payment transaction(s) post and settle
- Kasasa Cash: Have at least 15 Point of Sale debit card purchases post and settle
- Kasasa Cash Back: Have at least 12 Point of Sale debit card purchases post and settle
- Be enrolled in and agree to receive e-statements
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base dividend rate. And you can get back to earning rewards the very next month you qualify.
Greater Community Club Checking Learn More
| Minimum Opening Deposit | Minimum Daily Balance to Obtain APY | Dividend Rate* | APY* |
|---|---|---|---|
| $100 | $1,000 | 0.02% | 0.02% |
Greater Personal Money Market Learn More
| Balance | Minimum Required Opening Deposit | Dividend Rate* | APY* |
|---|---|---|---|
| $100 | $500 | 0.50% | 0.50% |
| $100 | $10,000 | 1.00% | 1.00% |
Fees could reduce earnings.
Greater Personal Savings Learn More
| Balance | Minimum Opening Deposit | Miniumum Daily Balance to Obtain APY | Dividend Rate* | APY* |
|---|---|---|---|---|
| $0 - $2,499.99 | $100 | $0.01 | 0.4988% | 0.50% |
| $2,500 - $24,999.99 | $100 | $2,500 | 0.7472% | 0.75% |
| $25,000+ | $100 | $25,000 | 0.9951% | 1.00% |
Fees could reduce earnings.
Certificates of Deposit (CDs) Learn More
| Term | Minimum Opening Deposit | Dividend Rate* | APY |
|---|---|---|---|
| 6 Month CD | $500 | 5.534% | 5.65% |
| 12 Month CD | $500 | 5.390% | 5.50% |
| 18 Month CD | $500 | 4.426% | 4.50% |
| 24 Month CD | $500 | 4.135% | 4.20% |
| 36 Month CD | $500 | 4.087% | 4.15% |
| 48 Month CD | $500 | 3.941% | 4.00% |
A penalty may be imposed for early withdrawal.
Greater Business Money Market Learn More
| Balance | Minimum Opening Deposit | Minimum Daily Balance to Obtain APY | Dividend Rate* | APY* |
|---|---|---|---|---|
| $2,500 - $24,999.99 | $100 | $2,500 | 0.20% | 0.20% |
| $25,000 - $49,999.99 | $100 | $25,000 | 0.50% | 0.50% |
| $50,000+ | $100 | $50,000 | 1.00% | 1.00% |
Greater Business Dividend Checking Learn More
| Balance | Minimum Opening Deposit | Minimum Daily Balance to Obtain APY | Dividend Rate* | APY* |
|---|---|---|---|---|
| $1,000 - $9,999.99 | $100 | $1,000 | 0.02% | 0.02% |
| $10,000+ | $100 | $10,000 | 0.05% | 0.05% |
Greater Business Savings Learn More
| Balance | Minimum Opening Deposit | Minimum Daily Balance to Obtain APY | Dividend Rate* | APY* |
|---|---|---|---|---|
| $2,500 - $24,999.99 | $100 | $2,500 | 0.4988% | 0.50% |
| $25,000 - $49,999.99 | $100 | $25,000 | 0.7472% | 0.75% |
| $50,000+ | $100 | $50,000 | 4.8797% | 5.00% |
*Rates and annual percentage yield may change after account opening.