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Rates effective as of January 17, 2018.

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. Interest rates and annual percentage yields (APY) are current as of the above date.

*The interest rate and annual percentage yield may change after account opening.

Free Kasasa Cash Checking* Learn More

Balance Minimum Required Opening Deposit Interest Rate* APY*
$0 - $10,000 $100 2.96% 3.00%
Over $10,000 $100 0.10% 0.10%
All balances if qualifications not met $100 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 1 direct deposit / ACH credit, bill pay or ACH payment transaction post and settle
  • Have at least 15 Point of Sale debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Free Kasasa Saver* Learn More

Balance Minimum Required Opening Deposit Interest Rate* APY*
$0 - $10,000 $25 0.15% 0.15%
Over $10,000 $25 0.05% 0.05%
All balances if qualifications not met $25 0.01% 0.01%

Qualifications

Qualifying for Kasasa Cash or Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash or Cash Back account each monthly qualification cycle:

  • Have at least 1 direct deposit / ACH credit or bill pay or ACH payment transaction(s) post and settle 
  • Kasasa Cash: Have at least 15 Point of Sale debit card purchases  post and settle 
  • Kasasa Cash Back: Have at least 12 Point of Sale debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Greater Community Club Checking Learn More

Minimum Opening Deposit Minimum Daily Balance to Obtain APY Interest Rate* APY*
$100 $1,000 0.05% 0.05%

Greater Personal Money Market Learn More

Balance Minimum Opening Deposit Minimum Daily Balance to Obtain APY Interest Rate* APY*
$500 - $9,999.99 $100 $500 0.10% 0.10%
$10,000+ $100 $10,000 0.15% 0.15%

Fees could reduce earnings.

Greater Personal Savings Learn More

Balance Minimum Opening Deposit Miniumum Daily Balance to Obtain APY Interest Rate* APY*
$0 - $2,499.99 $100 $0.01 0.05% 0.05%
$2,500 - $24,999.99 $100 $2,500 0.10% 0.10%
$25,000+ $100 $25,000 0.15% 0.15%

Fees could reduce earnings.

Certificates of Deposit (CDs) Learn More

Term Minimum Opening Deposit Interest Rate APY
1 Month CD $500 0.02% 0.02%
3 Month CD $500 0.05% 0.05%
6 Month CD $500 0.10% 0.10%
12 Month CD $500 0.20% 0.20%
18 Month CD $500 0.23% 0.23%
24 Month CD $500 0.30% 0.30%
36 Month CD $500 0.40% 0.40%
48 Month CD $500 0.50% 0.50%

A penalty may be imposed for early withdrawal.

Greater Business Money Market Learn More

Balance Minimum Opening Deposit Minimum Daily Balance to Obtain APY Interest Rate* APY*
$2,500 - $24,999.99 $100 $2,500 0.05% 0.05%
$25,000 - $49,999.99 $100 $25,000 0.10% 0.10%
$50,000+ $100 $50,000 0.15% 0.15%

Greater Business Interest Checking Learn More

Balance Minimum Opening Deposit Minimum Daily Balance to Obtain APY Interest Rate* APY*
$1,000 - $9,999.99 $100 $1,000 0.05% 0.05%
$10,000+ $100 $10,000 0.10% 0.10%

Greater Business Savings Learn More

Balance Minimum Opening Deposit Minimum Daily Balance to Obtain APY Interest Rate* APY*
$2,500 - $24,999.99 $100 $2,500 0.05% 0.05%
$25,000 - $49,999.99 $100 $25,000 0.10% 0.10%
$50,000+ $100 $50,000 0.15% 0.15%

*The interest rate and annual percentage yield may change after account opening.